Appetite for risk

Striking the right balance is important to avoid losses

While diversification is important, you should keep in mind how much risk you are prepared to accept on your money. If it is important to you to avoid losses, you may

Advice with you in mind

One of the most important relationships you may ever have

Few people really have the time to understand the significant number of financial products on the market at any time. If you’re looking to invest, buy a protection product or …

Using your pension pot

More choice and flexibility than ever before

Following changes introduced in April 2015, you now have more choice and flexibility than ever before over how and when you can take money from your pension pot, but it’s essential to obtain …

Defined pension schemes

Defined Contribution Pension Schemes

 

Providing an income in retirement

With a defined contribution pension, you build up a pot of money that you can then use to provide an income in retirement. Unlike defined benefit schemes, which promise a …

State Pension

New rule changes 

The State Pension changed on 6 April 2016. If you reached State Pension age on or after that date, you’ll now receive the new State Pension under the new rules. The aim of the new State Pension …