Author Archives: Paul Murray

What the over 50s do with their money once the mortgage is paid off

Britain’s over 50s are splashing their extra income they receive once they’ve paid off their mortgages on holidays, home improvements and gifts for their children[1], while

Striking the right balance is important to avoid losses

While diversification is important, you should keep in mind how much risk you are prepared to accept on your money. If it is important to you to avoid losses, you may

One of the most important relationships you may ever have

Few people really have the time to understand the significant number of financial products on the market at any time. If you’re looking to invest, buy a protection product or …

More choice and flexibility than ever before

Following changes introduced in April 2015, you now have more choice and flexibility than ever before over how and when you can take money from your pension pot, but it’s essential to obtain …

Defined Contribution Pension Schemes

Providing an income in retirement

With a defined contribution pension, you build up a pot of money that you can then use to provide an income in retirement. Unlike defined benefit schemes, which promise a …